The microchip within is very small like, a grain of rice. It is not much different from a regular vaccination for the dog. The injection is over the shoulder blades roughly. It is possible for the chip to migrate toward the collar bone eventually over the years.

It is likely that a dog will get lost during its lifetime. Often at rest stops, gas stops and even at the vet’s office dogs can escape their owner. The backyard fence may have a portal into another world for your dog. At any rate, having a dog microchipped will give any owner peace of mind knowing that either through the animal shelter or a vet’s office their pet can be identified.
The most important thing to remember is to update the registration information.

Things to Ask About

• Aging Pet/Breed Options
  • Hereditary Conditions: May not be covered
  • Benefit Schedule: Specifics on payouts for Incidents 
  • Specific Condition being treated certain conditions/treatments 
  • Limits: Age, Annual, Per Incident or

• Lifetime Coverage for Chronic problems
  • Annual Limits:
  • Caps: ​Pre-Existing Conditions: Diagnosed/not usually covered by pet insurance plans
  • Co-Pay: Your Out-of-Pocket expense   
  • Cost: What Can I reasonable afford?     
  • Deductible: Out-of-pocket expense you have until the insurance starts paying   
  •  Preventative Care options:
    • Reimbursement level: what percentage will be paid by the policy holder (see Co-Pay)
• ​Emergency Room Allowances   ​
  • Exam Coverage: Wellness checks, vaccines, routine/preventative care
  • Exclusions: Limitations on your coverage    
  • Expense: Monthly Cost begins in the $20s  
  • Rider, i.e. Endorsements: add-ons at additional cost.  
  • Waiting Period: Time after enrollment when policy becomes active
  • Veterinarians send the bill to insurance or the policy holder pays upfront?